This is the WORST Every Year (why boat insurance sucks)

28 Mar 2021
268 963 Shikime

Yacht insurance is the most anxiety-riddled hassle of boat life. Get Surfshark VPN at surfshark.deals/wynns - Enter promo code WYNNS for 83% off and 3 extra months for FREE!
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#BoatLife #Travel
We're starting our 6th year as liveaboard offshore sailors. And without a doubt, yacht insurance has been the most unexpected pain in the arse!
And it’s not just us, it’s every offshore USA flagged boat owner we talk to. Yacht insurance as an American sailor abroad just kinda sucks. Especially in the South Pacific (for some odd reason). I can’t offer up any words of wisdom on how to fix this mind-bending insurance system, but we have learned a lot on how to best present ourselves and our vessel.
Of course, we are NOT experts and there is still a lot we don’t know. But, if you’re a newbie buying your first boat or a fellow sailor struggling to get offshore, bluewater, around-the-world coverage, hopefully, this information will make the process suck a little less.
Here are the biggest tips we’ve learned about getting boat insurance: www.gonewiththewynns.com/how-to-yacht-insurance
WHO ARE WE?
We’re Jason and Nikki Wynn. We been living #OffTheGrid and exploring the world for 10 years.
Our first six years of travel were an epic road trip around North America.
Now we’re on a #sailing voyage about the world. Did we have any previous sailing experience, of course not!
Neither of us is overly talented, smart, rich, lucky, or retired. But that doesn’t stop us from reaching far-flung destinations, having wild #adventures and managing everything that makes living aboard a moving vessel possible.
We’re two ordinary people that just so happen to live an extraordinary life.
And this is why we publish our lives on the world wide web. We share in hopes of inspiring you to find your adventure.
Timestamps if you like to Jump Around:
00:00 Sunrise & Yacht Insurance Sucks
01:50 Insurance is Cancelled & Finding New Insurance
02:47 Why We NEED Sailboat Insurance
05:30 The Worst Yacht Insurance Story
06:57 How We Search for Insurance
07:50 SURFSHARK.DEALS/WYNNS
08:48 Insurance Year 1 as a New Sailor
09:31 Insurance Cancelled EVERY Year (US Sailboat)
10:11 Cost of Around The World Yacht Insurance
10:49 Why Yacht Insurance Cost So Much
11:39 Tips to Apply for Boat Insurance
12:39 2 BIGGEST Tips to Save Money on Insurance
14:14 Why Deal With This Hassle to Sail Around the World?
15:24 Bloopers
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#Catamaran
© Gone With the Wynns 2021

Komente
  • Did you try Loyds of London

    John TurnerJohn Turner3 ditë më parë
  • If you ever need another crew with Captain credentials, let me know. I work cheap in the Pacific on other peoples boats and the jokes are good.

    Guy BellemanGuy Belleman5 ditë më parë
  • More outakes please......you guys are too much !!

    UmanflyUmanfly6 ditë më parë
  • Jason, there are chickens looking for their legs. It would be nice if you gave them back.

    Mark WaddeyMark Waddey6 ditë më parë
  • Love you guys.. I bought a voyage440 in october unfortunitly it has been sitting in the boatyard in st petes for months now getting refitted. I am paying an insane amount for insurance loke 10% value. Im looking for coverage in fl/usa/bahamas/caribean. Do you have some recomendations on who i should talk to? Or would you be interested in figuring out my insurance situation for me could help fund your voyage :)... its such a nightmare.

    Robert LatailleRobert Lataille7 ditë më parë
    • There are some tips in the corresponding blog post. Link to the blog is in the description box above. Good luck with it! Curious Minion

      Gone with the WynnsGone with the Wynns6 ditë më parë
  • You guys are the best, to take a dry subject like insurance and make it a fun video that I didn't want to end is TALENT. And the outtakes were hilarious. Love your videos.

    Colin MeyerowitzColin Meyerowitz7 ditë më parë
  • Nikki is that a belly button piercing??? You got a naval, I mean navel piercing... lol. Looks great!!

    PLCPLC8 ditë më parë
  • So so glad he was able to laugh that off😂😂😂 he was so mad though, the way he said "iiii loooveee youuu toooo" 😂😂💀

    Back2basicsWithEmilyBack2basicsWithEmily9 ditë më parë
  • Have you tried contacting a well known insurance company ie Lloyds of london and consider being sponsored by them and tell them about your site and to promote the company and sailing community they could get a lot of work through you by sponsorship. 🤞 best of luck.

    AndyAndy10 ditë më parë
  • I feel very inspired and humbled by your skillset in telling a story, shooting videos, editing, doing after effects, choosing music and soundeffects to underpin everything, and at the same time sharing insights, ups and downs of the life you have chosen.

    Sailing CAROSailing CARO10 ditë më parë
  • One sailing couple is whining about boat insurance while another couple from Australia is saving refugees stranded off the coast of Africa,...First world problems.

    Puki AliPuki Ali11 ditë më parë
  • Switch insurance providers every few years depending on down payment.

    David TDavid T11 ditë më parë
  • Say....how much is the insurance of the boat....?

    lobo Globo G11 ditë më parë
    • All the details are in the blog post, linked in the description box Curious Minion

      Gone with the WynnsGone with the Wynns10 ditë më parë
  • Eh, why can't you insure it in another country?

    Paul CPaul C11 ditë më parë
  • I'll never be able to do what you guys do. But being able to live it with you guys is amazing. A small escape from reality for me and probably many other viewers. Thank you guys for this wonderful opportunity to live on Curiosity with you guys!

    Native ESONative ESO12 ditë më parë
  • Where have you gone? I am worried

    Steve OSteve O12 ditë më parë
  • Just make sure you read the policy in full and not just assume you are covered for everything, especially if there are exclusions in the policy such as distance or locations. Many just assume they are insured for everything, not always the case.

    Scott TildenScott Tilden12 ditë më parë
  • Insurance is a scam created by the mafia. Best of luck to you both.

    Karl ShookKarl Shook12 ditë më parë
  • hope that you are okay as we have not heard from you guys? keep safe

    ezrc gvzgezrc gvzg12 ditë më parë
  • I don't agree that your sailboat is your largest asset. That would be your creativity, your wanderlust, your experience, your ability to inspire and the loyal community who follow you. Even if your boat sank, whether it was insured or not, I think you guys would be able to start a new successful adventure from scratch. Premeditatio Malorum

    Thomas JThomas J12 ditë më parë
  • Your videos are very well done and very informative. You guys deserve your success. You have provided valuable information to sailors. Best wishes on your journey.🙂

    Going Troppo SailingGoing Troppo Sailing12 ditë më parë
  • Competence is preferable to insurance.

    Bob BecksteadBob Beckstead12 ditë më parë
  • I'm worried about you guys...where are you this week? Hope you're good and just taking a week off. Love.😊👍✌

    kevin strukekevin struke13 ditë më parë
  • I'm worried about you guys. No video last Sunday. Do we need to send a seal team?

    S MS M13 ditë më parë
    • Water's to warm for seals. How about dolphins? 🐬🐬

      Gone with the WynnsGone with the Wynns12 ditë më parë
  • Jason and Niki have lots of adventures both on the road and on the water.I figure this will be very helpful in coming years.

    Guess WhoGuess Who13 ditë më parë
  • Fly me and my son in we can be crew :)

    Evan WattamEvan Wattam13 ditë më parë
  • think boat insurance is a pain, try owning a plane!!!!!

    Authentic RebuildsAuthentic Rebuilds13 ditë më parë
  • Hope everyone is ok. We get a bit concerned when you all go dark.

    Cymbaline 65Cymbaline 6513 ditë më parë
    • They announced on social media and Patreon that they were taking the week off. Follow them @gonewiththewynns for real-time updates and bonus content! Curious Minion

      Gone with the WynnsGone with the Wynns13 ditë më parë
  • Thanks for the great update love your videos. Can you message me the name of the Insurance company you eventually went with we are about to depart from Hong Kong to Fiji and need a new policy.

    Murray SargantMurray Sargant14 ditë më parë
    • As Nikki said in the vid, all the details of companies that that have dropped them and the name of the firm that insured them this year are all in the corresponding blog post: www.gonewiththewynns.com/how-to-yacht-insurance Curious Minion

      Gone with the WynnsGone with the Wynns13 ditë më parë
  • Can you do a update on Cleo ang Zinga please. Thank you😎😎

    Andre LeeAndre Lee14 ditë më parë
    • Cleo passed away in early 2020. It was very quick and Singa was there with her. If you'd like to follow Singa's exploits, you can follow @TalesFromTheMutiny on FB or Insta. He is really loving ranch life! His best friends are Linda the cat & Happy the dog. If you missed why Singa's living on a ranch, www.gonewiththewynns.com/sailing-pets-goodbye Curious Minion

      Gone with the WynnsGone with the Wynns13 ditë më parë
  • forget the insurance. you guys are living a fantasy if you think you will be able to get them to pay out for damages.

    Gary ConwayGary Conway14 ditë më parë
  • Where is the Sunday vid youse guys???

    M TM T14 ditë më parë
    • They announced on social media & Patreon that they were just taking a week off. Follow them @gonewiththewynns for real-time updates and bonus content! Curious Minion

      Gone with the WynnsGone with the Wynns13 ditë më parë
    • The posts below me say one week ago That would be last thursday Hello??

      M TM T14 ditë më parë
  • Great opportunity: make your own insurance company: contact non-US bank in Pacific (you have a choice from Russia, China, HK, Taiwan, japan, Malaysia, Philippines, Australia, NZ you name it) and offer them to support your insurance company by offering insurance to small boats under 500K.

    Alex HoneydealerAlex Honeydealer14 ditë më parë
  • Hello . I'm guessing you took a week off to celebrate Easter. Hope your having a lovely time and I look forward to hearing from ya all soon. 🌸🌸🌸

    Sheila FlynnSheila Flynn14 ditë më parë
  • Since discovering your channel I have watched so many of your adventures. Great stuff indeed! Keep the videos coming and enjoy every moment.

    D SD S14 ditë më parë
  • For all those worried (like I was) with no post this week & no update, Nikki & Jason decided to have a week off and they deserve a break when they want one 🙂 YT is their biggest social media platform, its where they started and would be their biggest income stream, many subscribers would go on from here to become patreons. I am sure the average subscriber would think of Nikki & Jason as friends or family, we care if things are going wrong, we worry if they don't turn up for our weekly Sunday visit from them. But this week I'm a little bit upset, they didn't mention anything about a week off on YT, they happily told people on other social media platforms they wouldn't be posting a video this week but not the subscribers themselves on YT. People have been posting worried if they are ok, and that's not fair!! A community post on YT takes no time at all & would have stopped subscribers (friends/family) worrying.

    TravellerTraveller14 ditë më parë
  • Jason, Nike, no update this week. What's happened? Is everything okay?

    Andre DelportAndre Delport14 ditë më parë
    • They announced on social media & Patreon that they were just taking a week off. Follow them @gonewiththewynns for real-time updates and bonus content! Curious Minion

      Gone with the WynnsGone with the Wynns14 ditë më parë
  • YES!!! Outtakes! Love it!!! #bloopers!

    William SaundersWilliam Saunders15 ditë më parë
  • They are half way to Fiji is my call

    GOTHGOTH15 ditë më parë
  • Where have you gone??

    Nigel AppletonNigel Appleton15 ditë më parë
    • @Gone with the Wynns There were no announcements on youtube

      GOTHGOTH14 ditë më parë
    • Minion isn't Kate haha! Not shooting anybody - short announcements are always on SM CM

      Gone with the WynnsGone with the Wynns14 ditë më parë
    • @Gone with the Wynns Hi Kate, I have to agree with another poster they didn't announce it here on YT where we were all waiting and some people left a little concerned.. please don't shoot us we care x

      GOTHGOTH15 ditë më parë
    • They announced on social media & Patreon that they were taking a week off. Following them @gonewiththewynns for real-time announcements & extra goodies! Curious Minion

      Gone with the WynnsGone with the Wynns15 ditë më parë
  • You may be doing this, but when I was in boating, I had my boat surveyed every 5 or so years when hauled for a bottom job. Not for insurance reasons, but for my peace of mind. Peace of mind in knowing my boat was sound or if there were problems they were found while on the hard, not 100 or more miles off shore. Should you do this it would look great on your boat resume in getting insurance. The older your boat, the more important this is. This is expensive, but in boating most everything is. Wishing you smooth seas and gentle breezes.

    Scott CharltonScott Charlton15 ditë më parë
  • Re boat insurance. I understand your problem. Have you contacted some of the insurance of companies in the Caribbean? I had a client who had her St Thomas home insured with a Caribbean insurance company who paid in a matter of days after her home was destroyed by a hurricane.

    Scott CharltonScott Charlton15 ditë më parë
  • Love Your hair .

    izabela wasilewskaizabela wasilewska15 ditë më parë
  • Why are they no longer insuring US flagged boats? Are you all bad sailors?

    Chris CoxChris Cox15 ditë më parë
  • Insurance is a very important practical topic. Thanks for covering it.

    Loanword EggcornLoanword Eggcorn16 ditë më parë
  • Keep wood bung plugs near Knott though hull and depth through hull. Seems they've been failing on allot of boats.

    michael dmichael d16 ditë më parë
  • Love the videos but Jason, WOULD YOU PLEASE ADJUST YOUR SUNGLASSES?! I keep thinking maybe one of these days you will look in the mirror with them on and notice that they're not centered and way too high on your face but no. Another video where I can't do anything but look at how misaligned they are with your eyes. You will probably never see this but at least I got that off my chest.

    Jess HamnerJess Hamner17 ditë më parë
    • I had to give you some grief while you're in paradise. Seriously though...we love your videos and adventures.

      Jess HamnerJess Hamner16 ditë më parë
    • 😎

      Gone with the WynnsGone with the Wynns16 ditë më parë
  • 👍❤️😊

    Kathy RakesKathy Rakes17 ditë më parë
  • Payback will be hilarious

    Nonna YourbsnsNonna Yourbsns17 ditë më parë
  • Have the Wynns gone again, did I miss something? It's Monday 🤔 And now it's Wednesday already, no Wynns🤔Hope all is OK, we miss you😥 Friday and no Wynns😥???

    Henry DrewHenry Drew17 ditë më parë
    • Maybe they're taking a vacay from their vacation.

      in terin ter12 ditë më parë
  • Pantaenius?

    RobertRobert18 ditë më parë
  • I'm so happy that you guys were able to figure the insurance out! Congratulations!! I laughed my head off when Nikki pushed Jason off the boat! Cheers Guys!

    John McBrideJohn McBride18 ditë më parë
  • Insurance, what a waste of money!

    pboperationspboperations18 ditë më parë
  • Did You take a Holy Week holiday ? 😀 I have checked for a new video 20 times now !

    J KJ K18 ditë më parë
    • @Gone with the Wynns Wow guys really feeling disappointed you didn't even consider YT subs would be here wondering were you were or if you were ok. Would never begrudge you having a week off but those of us that don't do the other social media stuff left wondering though you told your facebook users you wouldn't be posting on YT this week, maybe a community post would have catered for loyal YT subs

      TravellerTraveller17 ditë më parë
    • Yes, taking a week off. Follow on social media for extra content and up-to-the-minute news! @gonewiththewynns Curious Minion

      Gone with the WynnsGone with the Wynns17 ditë më parë
    • @Chris Wasia Thanks for that

      charles harpercharles harper18 ditë më parë
    • On Facebook they say the took a cue from the Tonga Peeps and took the Easter weekend off.

      Chris WasiaChris Wasia18 ditë më parë
  • Are you guys alright ? You never miss a Sunday Posting... What’s up?

    nicholas kavowrasnicholas kavowras18 ditë më parë
    • @WDW Fanatic that's all fantastic telling followers on Facebook, what about ALworld followers worrying if they were ok 😞

      TravellerTraveller17 ditë më parë
    • @Chuck McNay nope, it's not that they are simply taking the weekend off because it's Easter. They said that on Facebook

      WDW FanaticWDW Fanatic18 ditë më parë
    • Came here for this reason. I think they're out of practice in keeping a backlog of content uploaded and scheduled for backups.

      Chuck McNayChuck McNay18 ditë më parë
  • Where are you guys? Missing your video! xoxo Happy Easter!

    Cherie moonquakerCherie moonquaker18 ditë më parë
    • @WDW Fanatic Thank you! I must have missed those words.. I am a naturally worrier about those you tubers i adore... Always wishing the best for their safety and well being.. I enjoy their life times so very much!

      Cherie moonquakerCherie moonquaker17 ditë më parë
    • they said on Facebook they're skipping this week and taking a break because it's Easter. They'll be back next Sunday

      WDW FanaticWDW Fanatic18 ditë më parë
  • ❤️ the glimpse into your photography and video gear at the end .... hard work, but great results for us to watch Would love to see Jason do more videos on gear, photography and videos

    Chris CChris C18 ditë më parë
  • Hi, guys How do you keep your camera gear clean and protect it in hot, salty environment? Thanks 💕

    Chris CChris C18 ditë më parë
  • Theives 🤡

    Gary SchoenbergerGary Schoenberger18 ditë më parë
  • Any plans for retirement or is this it?

    benavidezfbenavidezf18 ditë më parë
  • Thanks so much for the inspiration. You guys got me out on the road this year. I loved my adventure. your videos got me though the pandemic lockdown. Great to travel the world just being on the couch. You inspired me to do something myself. Thanks!

    Professor on the Road - Troy AdventuresProfessor on the Road - Troy Adventures18 ditë më parë
  • Wondet what happened to the Wynns today? Maybe they took Easter off??

    Sherree HarrisSherree Harris18 ditë më parë
    • Sunday morning coffee just isn't the same without them...

      charles harpercharles harper18 ditë më parë
  • Would changing the flag state of the vessel make a difference?

    Asif HirjiAsif Hirji18 ditë më parë
    • @Gone with the Wynns Maybe its the platform or device I am on but there's no pinned comment

      Asif HirjiAsif Hirji18 ditë më parë
    • See the pinned comment at the top. Curious Minion

      Gone with the WynnsGone with the Wynns18 ditë më parë
  • I think our 10 year goal just went down the expensive insurance drain....

    D CD C19 ditë më parë
  • No one else is mentioning this any of it. Okay now; what happens if you slip in and out of a port, get provisioned and depart without going through the (mother may I ) process. I don’t want anything to do with the government or any stinking government. I have a feeling the FREEDOM I thought the sea would provide is literally jumping into the furnace of restrictions and rules.

    DALE thebelldiverDALE thebelldiver19 ditë më parë
    • @DALE thebelldiver That makes no sense. You can't just enter another country's territorial waters and do what you please.

      charles harpercharles harper12 ditë më parë
    • @charles harper what if you slide in and slide out get a few provisions; water fuel food and leave? You have to first PAY them; then; you can resupply.

      DALE thebelldiverDALE thebelldiver12 ditë më parë
    • @Gone with the Wynns the Mother May I; issue is the one issue that will turn me away from the sailing adventure. Being a Federal and state contractor all my life I’m sick; SICK and tired of stupid dictatorial , money grabbing government policies rules, permits, regulations and certifications. Formally being a NYC engineer every communication to every contractor ended in a threat for non compliance to any aspect of any city directive. The Commercial diving industry has become one huge never ending catalogue of certifications. Which; is nothing more than a tax to work and a legal way to restrict competition. I thought sailing the world would ensure I could at last experience real freedom. Well; I guess it doesn’t really exist anywhere now or maybe ever. Jules Verne’s A thousand leagues under the sea; was about escaping government rules. I was going to build a deep water submarine until I read the laws and restrictions related to manned submersibles. 😳☹️Lol The insurance thing blows me away. They dictate where you can and can’t be; a GD insurance company. Right or wrong. I’m the newbie here; I want to know it all before splashing a boat.

      DALE thebelldiverDALE thebelldiver12 ditë më parë
    • Most countries won't allow you in if you didn't clear the last country you entered.

      charles harpercharles harper18 ditë më parë
    • If you leave a country without checking out, you will eventually overstay your Visa for that country and your passport can be flagged. When you try to check into a different country you may find that you have to go back to the one you snuck out of, legally exit, and face the legal consequences. It's just not worth it. And the days of sneaking in *and* out are over, unless you want to get arrested on suspicion of smuggling when they find you. Curious Minion

      Gone with the WynnsGone with the Wynns18 ditë më parë
  • See how much it is to reflag the boat. Have you looked into Marshall Islands registry? Insurance may still be crazy but it may be easier to find a policy. I’m sure they still want a condition survey but who knows.

    Andrew HammondAndrew Hammond19 ditë më parë
    • It isn't quite as cut & dried as that - see the pinned comment above. Curious Minion

      Gone with the WynnsGone with the Wynns18 ditë më parë
  • This is giving me major flashbacks of my family applying for boat insurance this year. It always difficult but on top of the pandemic and the demands they were making to get approved- forced me to practice all the gratitude I could for my live aboard situation. Even though it’s really not as glamorous as some picture and the maintenance is never ending, it’s still worth it.

    Madison McVicarMadison McVicar19 ditë më parë
  • You two ALWAYS make me smile. Thank you.

    Summer AnnSummer Ann19 ditë më parë
  • Hate to break it to you but the insurance won’t pay if something does happen. Total scam. If you lose the boat those scumbags will find a way to weasel out of it.

    Tim WidgerTim Widger19 ditë më parë
  • Love the channel, thanks. Insurance has always seemed as a rort, however I have learned: 1. Home/house insurance is mainly needed as people say 'what if your house burns down?', so I noticed from viewing 1000's of accounts when I worked at ISPs and Telcos, is that some people pay $1000's more than needed. I learned home insurance with the minimum to cover a 100% fire loss with the highest premium is the most affordable rate and you're fully covered. Minor issues like theft or broken windows seldom occur and can be paid with the savings of lower home insurance. 2. Car insurance is a rort. I drive ~100,000 kilometres per year and have made 3 not-at-fault claims and learned car insurance don't want you after 3 claims (unfair as I was not at fault). This then costs you a lot as no other car insurer wants you for 5 years of being denied by a car insurer. To avoid this rort, I learned to not claim insurance. Small bingles can be paid yourself with the savings at cheap but good panel beaters and repairers. So, fully insure the car, with the highest premium as you plan not to claim (you need to be a safe driver, I recommend taking a defensive driving course), then the low rates save you money to spend with a cheap but good panel beater and repairer. 3. Flying/travel insurance, always take insurance, but again often a credit card or some other insurance covers you for air travel or medical expenses if you're sick. Big rort here too, as they often deny claims, which has personally shocked me in some tragic circumstances. 4. Boats I don't know. My brainstorm idea is the insurers cannot make money, hence the high prices. Perhaps the high prices could be better invested in disruptive/innovative stocks or Bitcoin, which most likely will make you money to cover a rare repair? 5. Be rational, rather than emotional with business/finance decisions. A once off example of 1 boat incurring a $1M cost rarely happens. However, I do like to find solutions for the majority and not some 'lucky' exception to the rule. The insurers are experts at mathematical probability and know the costs and dangers. I would like to see insurers' data on San Fran Cisco and Seattle (as well as 3 other cities around the world) which are predicted to be wiped out before 2070 thanks to the Juan De Fuca plate/San Andreas Fault.

    K otgcK otgc19 ditë më parë
  • Insurance companies are the worst crooks.

    Aaron WilcoxAaron Wilcox20 ditë më parë
  • Concerning greasing the parts of your boat, did you guys ever consider ‘graphite grease’? It’s THE most sticky grease EVER..., trying to help you out

    Stormzy CoinlifeStormzy Coinlife20 ditë më parë
  • Are you two coming home if you get the chance? Or are you going to continue to travel?

    Guess WhoGuess Who20 ditë më parë
    • @Gone with the Wynns Yes I saw that video on the visit back home.I hope they get to go to one of those two choices soon. And hope after storms they can come home if thats in the plans.Been watching since RVing days,advertised to others on forums.I hope we got most of them interested.Niki and Jason sure beat most of entertainment out there now.

      Guess WhoGuess Who13 ditë më parë
    • Well there are very few flights in & out of Tonga at the moment (repatriation of citizens only because borders are still closed) so it's pretty impossible. Their next move will be sailing to either Australia or NZ whenever they can get an exemption to enter those countries. Just before Covid hit they spent several months in the USA, so I don't think another long visit is going to happen any time soon. And there's a circumnavigation to finish too! In case you missed it: www.gonewiththewynns.com/stranded-fiji Curious Minion

      Gone with the WynnsGone with the Wynns19 ditë më parë
  • We sailed four boats from 24' - 42' as a couple from California throughout the South Pacific over 30 years and only had insurance when required by marinas except for one cyclone season that we stayed over in New Caledonia. Part of this was because we chose boats that we could own outright. If you have a bank loan you will always be limited by needing to have insurance. Maybe buying a boat you can afford makes more sense!

    Robert MilliganRobert Milligan20 ditë më parë
    • Curiosity is owned outright - no loan. Curious Minion

      Gone with the WynnsGone with the Wynns19 ditë më parë
  • Don't forget America is a free country. I guess it's just depends on who you ask

    David GentileDavid Gentile20 ditë më parë
  • Insurance co. Are about collecting big pay checks. Legal thieves.

    David GentileDavid Gentile20 ditë më parë
  • Sounds like the same issue that's happening in the aviation industry. Only a few insurers left.

    Bright Works DetailingBright Works Detailing20 ditë më parë
  • Kansas and South Dakota have many towns offering free homes. They give you residential and or commercial real property with the agreement that you make it nice or do business. Just make it pass code and look pretty. Cheap home cheap insurance.

    Anthony StrawbridgeAnthony Strawbridge20 ditë më parë
  • Separate and divide asset protection and liability. 1. Incorporate business entity. Purchase professional liability. Divide responsibility of employees. 2. Have a firm establish a trust. Remove identity seperate from assets. 3. Cheap coverage for hull and the added assurance is likely found in home ownership.... Real property owners get the best rates.

    Anthony StrawbridgeAnthony Strawbridge20 ditë më parë
  • Very informative and love the bloopers! 😂

    Stephanie CainStephanie Cain20 ditë më parë
  • Can you please point me to the fabric seats you use on your fore deck? I've looked back as I know you mention them, but I've been unable to find the right video.

    Steve KalufSteve Kaluf20 ditë më parë
    • Absolutely! They're in the Gear Store and there's even a discount code! Don't forget that shopping through the links on the blog will never cost you anything extra but it will throw a few pennies into the sailing kitty. www.gonewiththewynns.com/product/best-portable-chair Curious Minion

      Gone with the WynnsGone with the Wynns19 ditë më parë
  • Both your and Uma You Tube adventures have added to, our reduced social life due to covid, entertainment. Thank you guys. Now we want a seawind 1160 to sail the Caribbean. We have sailed Mandalay from Antigua to St Lucia and Grenada to St Lucia.

    Tony BarrandTony Barrand20 ditë më parë
  • Problems of being rich, so sad.

    George QGeorge Q20 ditë më parë
  • There are 'other' sailing channels who like to brag about how cheap it is to live the cruising lifestyle. I'm guessing they do NOT have insurance. My ballpark estimate would be $3-4,000 a month, boat, insurance, food, mooring, fuel, etc. Am I close?

    h5mindh5mind20 ditë më parë
  • very sensible , I hope you never need to claim , and let's hope the absolute scum of the earth , industry known as insurance , pay you handsomely .

    fradajafradaja21 ditë më parë
  • Blue dreams + gone with the wynns = 🤩. Sail right through a gnarly trip.

    lob sterlob ster21 ditë më parë
  • Actually Boat insurance might go down next year one reason is very simple we are just past our solar maximum the sun will quieten down hence the global weather will be less energetic. The other is vastly more complicated and has to do with how insurance actually works. Any insurance company is like a bookies you are betting something bad will happen they are betting it will not. They have a large team of odds makers called actuaries who calculate the odds they add their expenses of running the business making a profit and issue you a quote. Now most people think they keep all the money in a large pot the concept of "Shared Risk" pay out their costs and policies they have to and are left with hopefully a nice profit at the end of the year. They don't do that they cannot after all they might have to sell 20 policies to cover one big pay out. What they do like a bookie laying off a bet is they approach people to assume the risk they are called underwriters these can be big hedge funds or merely wealthy individuals say those with a million dollar house. Depending upon who your are underwriting for and indeed which pool of underwriters you are in they can call on you to cover their excess losses. Sometimes this might mean that their pay out is reduced but sometimes they have to fork over a lot to cover the insurance company losses. So for example the Evergreen ship has cost the insurance companies hundreds of millions but if no other global disasters this year like a Oil Spill they will get a payday maybe not as large as they were hoping. Now the reason for that complicated and convoluted explanation is that all Insurance companies are tied directly into how well the economy is doing. Obviously with Covid the answer should be not well except it is bouncing back in a K shaped recovery. Wealthy individuals and funds are bouncing back quickly one branch of the K unfortunately the other branch of the K is poor individuals so it is true the rich are getting richer and the poor are getting poorer. For you and we have finally got here the $12 Starbucks employee does not affect you but having a lot off money in the underwriting pool by next year should mean premiums go down as they are competing against other insurance companies who want your business.

    Glenn edwardsGlenn edwards21 ditë më parë
  • Jason...quick question re internet... I’m watching a vid on the new STARLINK system ... wondering if that would work on a boat. Elon, here’s a damn good couple of normal people to do the beta test version with...

    tom080955tom08095521 ditë më parë
    • Don't know yet - they're just starting to test mobile users in northern latitudes. Waiting to see though!

      Gone with the WynnsGone with the Wynns20 ditë më parë
  • Just signed up with Surfshark and bought the extended year. So three years for almost nothing! They ask why you signed up. I said: Because I love the Wynns! Thanks for the awesome deal! Oh, and all the rest of all that stuff you do... yeah, that :)

    thatguyweheardthatguyweheard21 ditë më parë
  • Go to school...get a captain offshore license and then you would get even discount from every insurance company

    2Briard2Briard21 ditë më parë
  • Great heads up reality check on the off grid sailing life! And nice catamaran!

    Christopher StevensonChristopher Stevenson21 ditë më parë
  • I live on a 40' narrowboat on the English canals. I only have 3rd Party insurance, but at least it's for £5 million pounds. It's compulsory, but it's cheap :-)

    Malcolm PembertonMalcolm Pemberton21 ditë më parë
  • Jason, your glasses sit too high, adjust them a little

    Dimitri FloresDimitri Flores21 ditë më parë
  • so what your saying is if you have to abandon your vessel make sure you scuddle it

    w s lw s l21 ditë më parë
  • So who did you go with?

    Cruising the world with JackieCruising the world with Jackie21 ditë më parë
    • All the details are in the blog post: www.gonewiththewynns.com/how-to-yacht-insurance Curious Minion

      Gone with the WynnsGone with the Wynns20 ditë më parë
  • Nikki you ROCK that Bikini !!!!!!!!!!!!! What a beautiful Lady.

    promaster185promaster18521 ditë më parë
  • Re Insurance problems: Have you considered a policy with Lloyds of London? They are the oldest and most respected marine insurance corporation and have representatives worldwide. Might be worth making an enquiry

    Clifford HurstClifford Hurst21 ditë më parë
    • First company that they had insurance with, first to not renew. Curious Minion

      Gone with the WynnsGone with the Wynns21 ditë më parë
  • I recommend Lloyds of London.

    Bill RichardsonBill Richardson21 ditë më parë
    • First company that they had insurance with, first to not renew. Curious Minion

      Gone with the WynnsGone with the Wynns21 ditë më parë
  • We are living in troubling times. It seems more and more obvious that the puppeteers are closing up the world for regular people to travel and live/move freely. Make insurance increasingly expensive and continually drop low end customers and if you want to travel, work, put your children in school or have access to a grocery store then you have to have vaccination papers. The elites behind the scenes are squeezing out the little people. I wonder if only luxurious super yachts were anchoring at Bora Bora, if there would have been the same push to decimate their access?

    Kiwi Wandering USAKiwi Wandering USA21 ditë më parë
  • A successful life is challenges overcome. Congratulations guys!

    Shannon WareShannon Ware21 ditë më parë
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